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COVID-19 Emergency Rental and Foreclosure Programs
Community Development Block Grant Coronavirus (CDBG-CV) Rental Assistance and Foreclosure Prevention Programs
The City will begin accepting applications at 8:00 am on October 19, 2021. All applications must be submitted through the online application portal; paper applications are not available for this program.
For pre-application / application instructions and for the application, please scroll down.
The City of Boca Raton has received Community Development Block Grant coronavirus (CDBG-CV) funds from the Department of Housing and Urban Development (HUD). These funds are to be used to prevent, prepare for and respond to the coronavirus (COVID-19) pandemic. CDBG-CV funding in the amount of $382.194 will be utilized to assist City residents that have experienced a financial hardship as a result of the COVID-19 pandemic through two programs: the Rental Assistance Program and the Mortgage Foreclosure Prevention Assistance Program. The maximum assistance under the guidelines for these programs is a one-time award for up to six months of eligible past due housing payments, not to exceed $15,000 per household. Assistance cannot be provided for future months. Per HUD rules, CDBG-CV funding may only be used to assist a household once; households that have previously received CDBG-CV assistance through Palm Beach County, the State of Florida or another agency, are not eligible for assistance through this program. Applications must be submitted via the online application link on our website, and will be processed on a first come, first qualified, first served basis.
To see if your residence falls within the City limits, please view the City limits map.
To be eligible for assistance, applicants must reside within Boca Raton city limits and have a household income that does not exceed 80% of area median income (AMI) based on household size (see chart below).
HUD Income Limits (as of 5/15/2023)
# of Household Members | Maximum Income |
---|---|
1 | $54,550 |
2 | $62,350 |
3 | $70,150 |
4 | $77,900 |
5 | $84,150 |
6 | $90,400 |
7 | $96,600 |
8 | $102,850 |
Assistance may be provided for households that have experienced a financial hardship on or after March 1, 2020 such as loss of employment, reduction of employment hours, the closure of a business, or the illness or death of a family member due to COVID-19. Applicants may only receive assistance for affected months not covered by other agencies’ assistance programs.
To be eligible for assistance, applicants in the following categories must meet the outlined requirements.
RENTAL ASSISTANCE
View the full Rental Assistance Guidelines (PDF).
- The tenant must have a written lease effective at the time of application;
- The tenant must have been current with their rent prior to March 1, 2020;
- The tenant may receive assistance for rent payments due the month in which the application is submitted and past due amounts beginning March 1, 2020, and may include eligible late fees;
- The tenant may request assistance for electricity payments that are past due, including eligible late fees, in addition to rental assistance. Assistance will not be provided for electricity accounts alone; and
- Households cannot have assets that exceed $7,500, including, but not limited to checking, savings, money market, stocks, bonds, virtual currency, CD’s and investment accounts. Qualified retirement accounts such as 401k and IRA’s are not included in this asset maximum.
FORECLOSURE PREVENTION ASSISTANCE
View the full Foreclosure Prevention Assistance Guidelines (PDF).
- The homeowner’s mortgage(s) must have been issued by a public financial institution. Private mortgages, seller-held and home equity lines of credit (HELOC) are not eligible;
- The assessed value of the property cannot exceed $350,000, based on the Palm Beach County Property Appraiser’s most recent valuation;
- The homeowner must have been current with their mortgage(s) prior to March 1, 2020;
- The homeowner may receive assistance for mortgage payments due the month in which the application is submitted and past due amounts beginning March 1, 2020, and may include eligible late fees. Homeowners may request assistance with delinquent association dues and/or electricity bills in addition to mortgage payment assistance, if applicable. Assistance will not be provided for association dues or electricity accounts alone; and
- Households cannot have assets that exceed $7,500, including, but not limited to checking, savings, money market, stocks, bonds, virtual currency, CD’s and investment accounts. Qualified retirement accounts such as 401k and IRA’s are not included in this asset maximum.
Pre-Application Instructions
All required documentation will need to be uploaded in PDF, JPG or PNG format at the end of the application, prior to submission. Please note that the system will automatically time out after a 20-minute period of inactivity. You are encouraged to use the “Save as Draft” option that appears on each page of the application. This option will allow you to save a draft copy of the application by entering an email address and password. Please make note of your password, as you will be required to log back in to continue your application.
Prior to beginning the online application, collect and scan the following documents:
All Applicants:
- City CDBG-CV Self-Certification Form (click here to download);
- City Authorization to Release Information (click here to download);
- Social Security Cards or Permanent Resident (I-551) cards for all household members;
- Valid driver’s license or State issued photo ID for all household members 18 years or older;
- Birth certificates for all household members under the age of 18; and
- All pages of two most recent bank or other asset statement(s) for all household member accounts.
Rental Assistance Applicants:
- City Rental Information Form (click here to download);
- All pages of current written lease; and
- Copy of most recent electricity statement, if requesting utility assistance.
Foreclosure Prevention Applicants:
- City Association Information Form, if applicable (click here to download);
- Most recent mortgage statement(s) showing delinquent amount;
- Forbearance or Modification Agreement (if applicable); and
- Copy of most recent electricity statement, if requesting utility assistance.
For information regarding program requirements or guidelines, please call 561-544-8667 (or 561-393-7043 for the hearing impaired) Monday through Friday between 8:00 am and 5:00 pm. Please leave a message that includes your name and daytime phone number so a team member can call you back.
- My residence is not located in the City limits according to your map. Can I still apply?
- My hardship is not related to COVID-19. Can I still apply?
- What is considered a financial hardship due to the coronavirus pandemic?
- I am not behind on my payments, but am unable to pay for my current month’s rent or mortgage payment due to COVID-19. Can I still apply?
- Can I apply for future payments?
- Can I apply for more assistance from your CDBG-CV program in the future if I need it?
- Can I request assistance for my electricity account or my association dues only?
- Can I apply for assistance if I have already received assistance from your CRF program, or other area programs?
- Do I include income that my minor child receives in my household income calculation?
- Do I include unemployment benefits in my income calculation?
- Which assets should I include when calculating the household asset amount?
- Does a person have to be a citizen or permanent resident alien to receive assistance?
- I am filling out the application on my phone and cannot get past the first screen to input my Parcel Control Number. How do I move on to the next page?